In Season 1 of the TV Series, The Flash, one of the characters, Harrison Wells, could see the future – specifically the front page of a major newspaper in April 25, 2024. If you had access to something like this, it’s a game changer.
If something major happened in the present, he would check the newspaper to see if the headline changed. If it didn’t, it meant the timeline was intact and the future was safe.
What an extremely useful guide for the present!
Could you do that in your life?
Well, you may not have access to a newspaper in the future but you do have ways to see your future today – specifically your financial future.
Let me share with you three time traveling techniques. The first one is a bit intimidating but the third one is a lot of fun.
Time Travel Technique #1. Mathematical Modeling
As soon as you read that, you may have already gone into shock. Breathe. Stay with me.
Most people don’t like numbers. but you need to accept the cold hard truth.
Numbers don’t lie.
If you’re a mathematician and you can crank out predictive mathematical models in your sleep, you won’t need the spreadsheet. You can make one on your own.
If you’re like most people though, you will need to download it and put in your numbers. It will give you a picture of where you’ll be financially, 5, 10 or 20 years from now. I’ll be making a spreadsheet in the future but here’s one that you can download and edit to apply to the Philippines.
Do you really need to do it? Well, unless you have an accurate crystal ball, the spreadsheet is your alternative.
It’s one thing to crunch numbers on your own but it’s better to have someone else do it for you – which leads me to the second technique.
Time Travel Technique #2. Get a Financial Adviser
Financial advisers come in different shapes and sizes but the best ones help you see your future clearly.
Experienced advisers have already done this modeling technique for many years. So they understand the value of modeling. And because these models are complex, they have also taken steps to simplify the process and make it easily understandable for guys like you and me.
There are two downsides when talking to a financial adviser.
First, it’s usually geared towards buying life insurance which is not necessarily a bad thing.
You need it, I need it, every one needs insurance coverage.
So if you can see past the sales pitch and focus on the genuine advise, your financial adviser will help you see the future clearly and make a plan to create a more desirable future for you and your family.
If you don’t have a trusted financial adviser yet, I can recommend three of my friends, all from different companies.
The other downside is it’s quite limited to life insurance and mutual funds. If you want a more comprehensive way to see your financial future, you should play a game.
Time Travel Technique #3. Game Simulation
A powerful but inexact way to predict your financial future is through a financial game.
Games are a good way to simulate real life. They can measure your understanding of finance and show you in simple terms how money works – without the risk of losing real money!
If you win the game, then you can expect to also win in real life as long as you apply what you learned in the game.
Games also expose two important aspects of your potential future that mathematical models and financial advisers simply cannot cover – your attitude and fortitude towards money, business and investing.
There are many financial games out there but the game that I would recommend is the one that I’ve played for more than 12 years – Cashflow 101, the game invented by Robert Kiyosaki. After more than 12 years and 400+ games facilitated, it still is the most effective way of showing a person his/her financial future.
It’s better than a crystal ball – or a newspaper in the future.
Time Travel Conclusion
There you go, three techniques for time travelling so you can see your financial future. Because the future doesn’t wait for you, it’s important to try one technique asap.
Which one of these would you use in the next few days? Do you have other recommendations for seeing your future? Let me know in the comments.